Auto Insurance Coverages

The coverages offered by Elwell & Associates include:

Bodily Injury Liability Coverage
Uninsured Motorist Bodily Injury Coverage
Underinsured Motorist Bodily Injury Coverage
Medical Payments Coverage
Property Damage Coverage
Collision Coverage
Comprehensive Coverage
Uninsured Motorist Property Damage Coverage
Gap Coverage
Roadside Assistance Insurance
Rental Reimbursement Coverage

Auto Insurance Coverages

Auto insurance coverage is essential for protection and peace of mind. In the event you’re involved in a car accident and damage someone’s car, or your vehicle sustains damage, your auto insurance policy is there to provide financial protection. A comprehensive personal auto insurance policy is composed of many different coverage types.
Bodily Injury Liability Coverage- This pays for injuries to others caused by an accident in which you’re at fault.
Uninsured Motorist Bodily Injury Coverage- This pays for injuries to you when caused by an accident in which an uninsured driver is at fault.
Underinsured Motorist Bodily Injury Coverage- This pays for injuries to you when caused by an accident in which an underinsured driver is at fault.
Medical Payments Coverage- Medical payments coverage helps cover your medical expenses and those of your passengers in the event of an injury caused by a car accident.
Property Damage Liability Coverage- This coverage helps pay for repairs to another person’s property which has been damaged due to an accident in which you’re at fault. The damaged property could be a vehicle, building, utility pole, or any other type of property or structure.
Collision Coverage- This coverage helps pay to repair or replace your vehicle in the event of a collision with another car or inanimate object.
Comprehensive Coverage- Comprehensive coverage is designed to protect against numerous threats not related to vehicular collisions. It offers a broader spectrum of protection for policy holders. If your car is stolen, or damaged by wind, hail, vandalism or other peril not considered a collision, comprehensive coverage can help cover the cost of damages. This coverage is also referred to as “other than collision” coverage.
Uninsured Motorist Property Damage Coverage- If someone driving without insurance or not enough property damage coverage damages your vehicle, this coverage can help pay for repairs to your damaged vehicle if you don’t have collision coverage on your policy.
Gap Coverage- This is an optional form of coverage that helps cover the gap between what is owed on your car loan and the depreciated value of your car if your car has been stolen or otherwise considered a total loss.
Roadside Assistance Insurance- This covers charges associated with breakdowns such as towing fees, labor charges incurred for changing flat tires, jumping dead batteries, bringing fuel, unlocking the vehicle, and more.
Rental Reimbursement Coverage- When your car is being repaired due to a covered accident and you need a rental car, rental reimbursement insurance covers the cost of the rental

Why Choose
Elwell & Associates?

We're not your run-of-the-mill broker. We are your clear choice for coverage, protection, and insurance information.


Competitive rates, we work with TOP insurers.

Comprehensive Coverage

We are your one-stop shop, covering all of the assets and valuables in your life. 


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